Home     Products Variable Rate Loan Loyalty Reward Loan   Payment Protection Plan     Loan Finder     Apply Now     FAQ     Useful Links     Site Map     Contact Us       Privacy Statement     Paragon Personal Finance Ltd, St. Catherine¹s Court, Herbert Road, Solihull, West Midlands B91 3QE. Paragon Personal Finance Limited is an appointed representative of Mortgage Trust Services Plc which is authorised and regulated by the Financial Services Authority. Registered in England No. 5390327. Consumer Credit Act License No. 572846 ©1997-2004 Paragon Group PLC All rights reserved When some people hear the words Payment Protection, they shudder. They think it’s a waste of money. But with Paragon it’s different. We give you the money back. Our Payment Protection Plan (PPP) can be selected with 5 or 10 year, single or joint cover. On loans of 10 years or more you could receive a full refund of your PPP insurance premium after 10 years. Yes, that's every penny back whilst you've had the reassurance of cover along the way - so there's nothing to lose. If you don't make a successful claim then you'll be eligible for the reward as long as you don't settle the loan early or fall into arrears.   Whether you have an accident, fall ill, or get made redundant, don’t worry, with Paragon's Payment Protection plan your monthly loan repayments are covered for 12 months. We’ve even added to our policy so you get the same cover if you have to give up work to look after a member of your immediate family. In the event of your death you could also be protected as our life cover option will pay your outstanding balance, excluding any arrears, so your loved ones won’t suffer any added stress. Experience has shown us that not everyone keeps their loan for as long as they initially planned - but don’t worry about missing out on valuable cover - with Paragon you can keep the Payment Protection even after your loan has been settled and use it to protect other debts or provide additional income should you be unable to work. We know everyone is different, so we have developed different types of cover to accommodate you. To put yourself in safe hands, click on the PPP cover you’d like when applying for your loan. Types of cover Personal Payment Protection is a simple, affordable way to have your personal loan repayments paid in the event of: * Sickness * Accident * Unemployment * Death * Becoming a carer It is available to employed, self-employed and most contract workers. Single cover Provides the first named applicant with accident, sickness, unemployment and carer cover. Policies are available for 5 or 10 years. Joint cover Provides the first named applicant with accident, sickness, unemployment and carer cover. Policies are available for 5 or 10 years. Single cover with life Provides the first named applicant with accident, sickness, unemployment, carer and life cover. Policies are available for 5 or 10 years. Single cover with joint life Provides the first named applicant with accident, sickness, unemployment, carer and life cover, and the second named applicant with life cover only. Policies are available for 5 or 10 years. Joint cover with joint life Provides the first and second named applicants with accident, sickness, unemployment, carer and life cover. Policies are available for 5 or 10 years. Single life only Provides the first named applicant with life cover only. Policies available over 5 years. Joint life only Provides the first and second named applicants with life cover only. Policies available over 5 years. As you might imagine there are exclusions and exceptions. We’ve put together a list of frequently asked questions, just click here to find out more.     Name Telephone Number Best time to call? 08.30 - 09.00 09.00 - 10.00 10.00 - 11.00 11.00 - 12.00 12.00 - 13.00 13.00 - 14.00 14.00 - 15.00 15.00 - 16.00 16.00 - 17.00 17.00 - 18.00 Nature of enquiry?